What Is the Clearing Code of Hong Kong Hang Seng Bank? What Are the Common Types?

What is the Clearing Number of the Hongkong and Shanghai Banking Corporation HSBC in Hong Kong? What are its types?

The Hongkong and Shanghai Banking Corporation HSBC, one of the renowned banks in Hong Kong, provides various financial services. In Hong Kong, the HSBC clearing number is a bank account number used to identify the bank and the nature of the account. So, what exactly is the HSBC clearing number in Hong Kong? And what are its types?

One, What is the HSBC Clearing Number in Hong Kong?

The HSBC clearing number in Hong Kong is a unique identifier for an HSBC account, similar to an account number in domestic banks. It is automatically generated by the bank system to identify the bank and the type of account. In Hong Kong, the HSBC clearing number usually consists of a combination of numbers and letters, including the bank code, account number, and check digit.

Two, Types of HSBC Clearing Numbers in Hong Kong

Based on the nature and purpose of the account, the HSBC clearing number in Hong Kong can be divided into several types. Below are some common types

1. Personal Account Clearing Number Typically composed of personal identity information plus a system-generated number. Personal accounts are generally used for depositing and withdrawing money.

2. Corporate Account Clearing Number A corporate account clearing number usually includes the company name and a system-generated number. Corporate accounts are typically used for company transfers and settlements.

3. Securities Account Clearing Number A securities account clearing number usually consists of the stock exchange code and a system-generated number. Securities accounts are commonly used for stock trading and settlement.

4. Trust Account Clearing Number A trust account clearing number typically includes the name of the trust company and a system-generated number. Trust accounts are usually used for managing, investing, and settling trust products.

5. Fund Account Clearing Number A fund account clearing number usually includes the name of the fund company and a system-generated number. Fund accounts are typically used for fund investment and management.

It should be noted that different types of accounts require different clearing numbers, and different banks also need to use different bank codes. When opening an account or making a transfer, it is necessary to provide correct information to ensure accurate identification of the account type and the affiliated bank.

Three, How to Obtain the HSBC Clearing Number in Hong Kong?

If you want to learn about your own or someone else's HSBC account information in Hong Kong, you can obtain it through bank counters, customer service hotlines, online banking, or mobile banking. At the same time, if you want to open an account or make a transfer, you also need to provide correct information to correctly identify your account type and affiliated bank.

In conclusion, the HSBC clearing number in Hong Kong is a number used to identify the bank and the nature of the account. It can be divided into various types based on the nature and purpose of the account, such as personal, corporate, securities, trust, and fund accounts. If you want to understand your own or someone else's HSBC account information in Hong Kong or handle related business, you can obtain and provide correct information through bank counters, customer service hotlines, online banking, or mobile banking.